Pallav Kumar Kaulwar, Avinash Pamisetty, Someshwar Mashetty, Balaji Adusupalli, Lahari Pandiri. Harnessing Intelligent Systems and Secure Digital Infrastructure for Optimizing Housing Finance, Risk Mitigation, and Enterprise Supply Networks. IJFIN. 2023;36(6):372-402. Accessed June 23, 2025. https://ijfin.com/index.php/ijfn/article/view/IJFIN_36_06_015