Innovative Computational Frameworks for Secure Financial Ecosystems: Integrating Intelligent Automation, Risk Analytics, and Digital Infrastructure

Authors

  • Phanish Lakkarasu Staff Data Engineer. Author
  • Pallav Kumar Kaulwar Director IT, KPMG, Dallas. Author
  • Abhishek Dodda Engineering Manager, Centific.com, Austin, Texas. Author
  • Sneha Singireddy Software Developer in Testing, CSAA Insurance. Author
  • Jai Kiran Reddy Burugulla Senior Engineer, American Express, Phoenix. Author

Keywords:

Sophisticated Algorithms, Financial Networks, Optimization Techniques, Adversarial Data, Corrupt Data, Network Security Games, Trustworthy Recommendations, Learning Algorithms, Training Errors, Algorithmic Reliability, Game Theory, Economic Theory, Risk Estimation, Dynamic Systems, Financial System Challenges, Evolving Frameworks, Resilient Systems, Adversarial Threats, Future Research, Algorithmic Development

Abstract

A broad array of sophisticated and innovative algorithms is presented to effectively solve complex problems that arise in efficient and secure financial networks today. The specific problems we consider span several vital areas, including optimization techniques and algorithms specifically designed to operate in the presence of adversarial or corrupt data. Moreover, we delve into network security games and trustworthy recommendation settings. We also examine the significant consequences brought about by incidental and adversarial errors during the critical training phase of learning algorithms, which can greatly affect their performance and reliability.

To understand the emergent behaviors of a multitude of interacting agents within dynamic financial systems, we must draw upon disciplines and concepts from both game theory and economic theory. These theories provide fundamental insights critical for constructing such systems and for estimating the potential risks and losses they might encounter. In this context, we propose several characteristic frameworks that evolve in response to the inherent changes and challenges present in financial systems, and we discuss the various challenges that come along with these dynamic systems.

Furthermore, recommendations on the most plausible directions for future tutorials and comprehensive surveys in this rapidly advancing area are included, highlighting the importance of ongoing research and development in financial algorithms. We emphasize that keeping pace with the evolving nature of financial networks is crucial for building resilient systems capable of withstanding adversarial threats.

References

Dheeraj Kumar Dukhiram Pal, Jenie London, Ajay Aakula, & Subrahmanyasarma Chitta. (2022). Implementing TOGAF for Large-Scale Healthcare Systems Integration. Internet of Things and Edge Computing Journal, 2(1), 55–102. Retrieved from https://thesciencebrigade.com/iotecj/article/view/464

Avinash Pamisetty. (2022). Enhancing Cloudnative Applications WITH Ai AND Ml: A Multicloud Strategy FOR Secure AND Scalable Business Operations. Migration Letters, 19(6), 1268–1284. Retrieved from https://migrationletters.com/index.php/ml/article/view/11696

Balaji Adusupalli. (2022). The Impact of Regulatory Technology (RegTech) on Corporate Compliance: A Study on Automation, AI, and Blockchain in Financial Reporting. Mathematical Statistician and Engineering Applications, 71(4), 16696–16710. Retrieved from https://philstat.org/index.php/MSEA/article/view/2960

Chakilam, C. (2022). Generative AI-Driven Frameworks for Streamlining Patient Education and Treatment Logistics in Complex Healthcare Ecosystems. Kurdish Studies. Green Publication. https://doi. org/10.53555/ks. v10i2, 3719.

Sondinti, L.R.K., & Pandugula, C. (2023). The Convergence of Artificial Intelligence and Machine Learning in Credit Card Fraud Detection: A Comprehensive Study on Emerging Trends and Advanced Algorithmic Techniques. International Journal of Finance (IJFIN), 36(6), 10–25.

Koppolu, H. K. R. Deep Learning and Agentic AI for Automated Payment Fraud Detection: Enhancing Merchant Services Through Predictive Intelligence.

Sriram, H. K., & Seenu, A. (2023). Generative AI-Driven Automation in Integrated Payment Solutions: Transforming Financial Transactions with Neural Network-Enabled Insights. International Journal of Finance (IJFIN), 36(6), 70-95.

Sriram, H. K., & Seenu, A. (2023). Generative AI-Driven Automation in Integrated Payment Solutions: Transforming Financial Transactions with Neural Network-Enabled Insights. International Journal of Finance (IJFIN), 36(6), 70-95.

Burugulla, J. K. R. (2022). The Role of Cloud Computing in Revolutionizing Business Banking Services: A Case Study on American Express’s Digital Financial Ecosystem. Kurdish Studies. Green Publication. https://doi. org/10.53555/ks. v10i2, 3720.

Chava, K. (2023). Revolutionizing Patient Outcomes with AI-Powered Generative Models: A New Paradigm in Specialty Pharmacy and Automated Distribution Systems. Journal for ReAttach Therapy and Developmental Diversities. Green Publication. https://doi. org/10.53555/jrtdd. v6i10s (2), 3448.

Reddy, R., Yasmeen, Z., Maguluri, K. K., & Ganesh, P. (2023). Impact of AI-Powered Health Insurance Discounts and Wellness Programs on Member Engagement and Retention. Letters in High Energy Physics, 2023.

Challa, K. (2023). Transforming Travel Benefits through Generative AI: A Machine Learning Perspective on Enhancing Personalized Consumer Experiences. Educational Administration: Theory and Practice. Green Publication. https://doi. org/10.53555/kuey. v29i4, 9241.

Sondinti, K., & Reddy, L. (2023). Optimizing Real-Time Data Processing: Edge and Cloud Computing Integration for Low-Latency Applications in Smart Cities. Available at SSRN 5122027.

Malempati, M., & Rani, P. S. Autonomous AI Ecosystems for Seamless Digital Transactions: Exploring Neural Network-Enhanced Predictive Payment Models.

Pallav Kumar Kaulwar. (2023). Tax Optimization and Compliance in Global Business Operations: Analyzing the Challenges and Opportunities of International Taxation Policies and Transfer Pricing. International Journal of Finance (IJFIN) - ABDC Journal Quality List, 36(6), 150-181.

Nuka, S. T. (2023). Generative AI for Procedural Efficiency in Interventional Radiology and Vascular Access: Automating Diagnostics and Enhancing Treatment Planning. Journal for ReAttach Therapy and Developmental Diversities. Green Publication. https://doi. org/10.53555/jrtdd. v6i10s (2), 3449.

Kannan, S., & Saradhi, K. S. Generative AI in Technical Support Systems: Enhancing Problem Resolution Efficiency Through AIDriven Learning and Adaptation Models.

Kalisetty, S. (2023). The Role of Circular Supply Chains in Achieving Sustainability Goals: A 2023 Perspective on Recycling, Reuse, and Resource Optimization. Reuse, and

Challa, S. R. Diversification in Investment Portfolios: Evaluating the Performance of Mutual Funds, ETFs, and Fixed Income Securities in Volatile Markets.

Paleti, S. Transforming Money Transfers and Financial Inclusion: The Impact of AI-Powered Risk Mitigation and Deep Learning-Based Fraud Prevention in Cross-Border Transactions.

Ganti, V. K. A. T., Pandugula, C., Polineni, T. N. S., & Mallesham, G. Transforming Sports Medicine with Deep Learning and Generative AI: Personalized Rehabilitation Protocols and Injury Prevention Strategies for Professional Athletes.

Vamsee Pamisetty. (2023). Optimizing Public Service Delivery through AI and ML Driven Predictive Analytics: A Case Study on Taxation, Unclaimed Property, and Vendor Services. International Journal of Finance (IJFIN) - ABDC Journal Quality List, 36(6), 124-149.

Komaragiri, V. B. The Role of Generative AI in Proactive Community Engagement: Developing Scalable Models for Enhancing Social Responsibility through Technological Innovations.

Ganti, V. K. A. T., Edward, A., Subhash, T. N., & Polineni, N. A. (2023). AI-Enhanced Chatbots for Real-Time Symptom Analysis and Triage in Telehealth Services.

Annapareddy, V. N., & Seenu, A. (2023). Generative AI in Predictive Maintenance and Performance Enhancement of Solar Battery Storage Systems. Predictive Maintenance and Performance Enhancement of Solar Battery Storage Systems (December 30, 2023).

Chandrashekar Pandugula, & Zakera Yasmeen. (2023). Exploring Advanced Cybersecurity Mechanisms for Attack Prevention in Cloud-Based Retail Ecosystems. Journal for ReAttach Therapy and Developmental Diversities, 6(10s(2), 1704–1714. https://doi.org/10.53555/jrtdd.v6i10s(2).3420

R. Daruvuri and K. Patibandla, "Enhancing data security and privacy in edge computing: A comprehensive review of key technologies and future directions," International Journal of Research in Electronics and Computer Engineering, vol. 11, no. 1, pp. 77-88, 2023.

Vijay Kartik Sikha (2023) The SRE Playbook: Multi-Cloud Observability, Security, and Automation. SRC/JAICC-136. Journal of Artificial Intelligence & Cloud Computing DOI: doi.org/10.47363/JAICC/2023(2)E136

Vankayalapati, R. K. (2023). High-Speed Storage in AI Systems: Unlocking Real-Time Analytics in Cloud-Integrated Frameworks. Available at SSRN 5094309.

Chandrashekar Pandugula, & Zakera Yasmeen. (2023). Exploring Advanced Cybersecurity Mechanisms for Attack Prevention in Cloud-Based Retail Ecosystems. Journal for ReAttach Therapy and Developmental Diversities, 6(10s(2), 1704–1714. https://doi.org/10.53555/jrtdd.v6i10s(2).3420

Koppolu, H. K. R. (2022). Advancing Customer Experience Personalization with AI-Driven Data Engineering: Leveraging Deep Learning for Real-Time Customer Interaction. In Kurdish Studies. Green Publication. https://doi.org/10.53555/ks.v10i2.3736

Sriram, H. K. (2022). AI Neural Networks In Credit Risk Assessment: Redefining Consumer Credit Monitoring And Fraud Protection Through Generative AI Techniques. Migration Letters, 19(6), 1017-1032.

Chava, K., & Rani, D. P. S. (2023). Generative Neural Models in Healthcare Sampling: Leveraging AI-ML Synergies for Precision-Driven Solutions in Logistics and Fulfillment. Frontiers in Health Informa (6933-6952).

Reddy, R., Maguluri, K. K., Yasmeen, Z., Mandala, G., & Dileep, V. (2023). Intelligent Healthcare Systems: Harnessing Ai and Ml To Revolutionize Patient Care And Clinical Decision-Making. International Journal of Applied Engineering & Technology, 5(4).

Challa, K. Dynamic Neural Network Architectures for Real-Time Fraud Detection in Digital Payment Systems Using Machine Learning and Generative AI.

Sondinti, K., & Reddy, L. (2023). The Socioeconomic Impacts of Financial Literacy Programs on Credit Card Utilization and Debt Management among Millennials and Gen Z Consumers. Available at SSRN 5122023.

Malempati, M. (2022). Machine Learning and Generative Neural Networks in Adaptive Risk Management: Pioneering Secure Financial Frameworks. Kurdish Studies. Green Publication. https://doi. org/10.53555/ks. v10i2, 3718.

Pallav Kumar Kaulwar. (2022). The Role of Digital Transformation in Financial Audit and Assurance: Leveraging AI and Blockchain for Enhanced Transparency and Accuracy. Mathematical Statistician and Engineering Applications, 71(4), 16679–16695. Retrieved from https://philstat.org/index.php/MSEA/article/view/2959

Nuka, S. T. (2022). The Role of AI Driven Clinical Research in Medical Device Development: A Data Driven Approach to Regulatory Compliance and Quality Assurance. Global Journal of Medical Case Reports, 2(1), 1275.

Kannan, S. The Convergence of AI, Machine Learning, and Neural Networks in Precision Agriculture: Generative AI as a Catalyst for Future Food Systems.

Kalisetty, S., Vankayalapati, R. K., Reddy, L., Sondinti, K., & Valiki, S. (2022). AI-Native Cloud Platforms: Redefining Scalability and Flexibility in Artificial Intelligence Workflows. Linguistic and Philosophical Investigations, 21(1), 1-15.

Challa, S. R. (2023). The Role of Artificial Intelligence in Wealth Advisory: Enhancing Personalized Investment Strategies Through DataDriven Decision Making. International Journal of Finance (IJFIN), 36(6), 26-46.

Venkata Krishna Azith Teja Ganti, Chandrashekar Pandugula,Tulasi Naga Subhash Polineni, Goli Mallesham (2023) Exploring the Intersection of Bioethics and AI-Driven Clinical Decision-Making: Navigating the Ethical Challenges of Deep Learning Applications in Personalized Medicine and Experimental Treatments. Journal of Material Sciences & Manufacturing Research. SRC/JMSMR-230. DOI: doi.org/10.47363/JMSMR/2023(4)192

Polineni, T. N. S., abhireddy, N., & Yasmeen, Z. (2023). AI-Powered Predictive Systems for Managing Epidemic Spread in High-Density Populations. In Journal for ReAttach Therapy and Developmental Diversities. Green Publication. https://doi.org/10.53555/jrtdd.v6i10s(2).3374

Ravi Kumar Vankayalapati , Venkata Krishna Azith Teja Ganti. (2022). AI-Driven Decision Support Systems: The Role Of High-Speed Storage And Cloud Integration In Business Insights. Migration Letters, 19(S8), 1871–1886. Retrieved from https://migrationletters.com/index.php/ml/article/view/11596

Pandugula, C., & Nampalli, R. C. R. Optimizing Retail Performance: Cloud-Enabled Big Data Strategies for Enhanced Consumer Insights.

Chava, K. (2022). Redefining Pharmaceutical Distribution With AI-Infused Neural Networks: Generative AI Applications In Predictive Compliance And Operational Efficiency. Migration Letters, 19, 1905-1917.

Maguluri, K. K., & Ganti, V. K. A. T. (2019). Predictive Analytics in Biologics: Improving Production Outcomes Using Big Data.

Kothapalli Sondinti, L. R., & Syed, S. (2022). The Impact of Instant Credit Card Issuance and Personalized Financial Solutions on Enhancing Customer Experience in the Digital Banking Era. Universal Journal of Finance and Economics, 1(1), 1223. Retrieved from https://www.scipublications.com/journal/index.php/ujfe/article/view/1223

Malempati, M. (2022). AI Neural Network Architectures For Personalized Payment Systems: Exploring Machine Learning’s Role In Real-Time Consumer Insights. Migration Letters, 19(S8), 1934-1948.

Sai Teja Nuka (2023) A Novel Hybrid Algorithm Combining Neural Networks And Genetic Programming For Cloud Resource Management. Frontiers in Health Informa 6953-6971

Kalisetty, S., & Ganti, V. K. A. T. (2019). Transforming the Retail Landscape: Srinivas’s Vision for Integrating Advanced Technologies in Supply Chain Efficiency and Customer Experience. Online Journal of Materials Science, 1, 1254.

Ganti, V. K. A. T., Pandugula, C., Polineni, T. N. S., & Mallesham, G. Transforming Sports Medicine with Deep Learning and Generative AI: Personalized Rehabilitation Protocols and Injury Prevention Strategies for Professional Athletes.

Komaragiri, V. B. (2022). AI-Driven Maintenance Algorithms For Intelligent Network Systems: Leveraging Neural Networks To Predict And Optimize Performance In Dynamic Environments. Migration Letters, 19, 1949-1964.

Ganti, V. K. A. T., & Valiki, S. (2022). Leveraging Neural Networks for Real-Time Blood Analysis in Critical Care Units. In KURDISH. Green Publication. https://doi.org/10.53555/ks.v10i2.3642

Pandugula, C., & Yasmeen, Z. (2019). A Comprehensive Study of Proactive Cybersecurity Models in Cloud-Driven Retail Technology Architectures. Universal Journal of Computer Sciences and Communications, 1(1), 1253. Retrieved from https://www.scipublications.com/journal/index.php/ujcsc/article/view/1253

Sikha, V. K. 2020. Ease of Building Omni-Channel Customer Care Services with Cloud-Based Telephony Services & AI. Zenodo. https://doi.org/10.5281/ZENODO.14662553.

Vijay Kartik Sikha, & Satyaveda Somepalli. 2023. Cybersecurity in Utilities: Protecting Critical Infrastructure from Emerging Threats. Journal of Scientific and Engineering Research. https://doi.org/10.5281/ZENODO.13758848.

Sikha, V. K., & Siramgari, D. 2023, March 30. Finops Practice Accelerating Innovation on Public Cloud. Zenodo. https://doi.org/10.5281/ZENODO.14752447.

Challa, S. R. (2022). Optimizing Retirement Planning Strategies: A Comparative Analysis of Traditional, Roth, and Rollover IRAs in LongTerm Wealth Management. Universal Journal of Finance and Economics, 2(1), 1276.

From Precision Medicine to Digital Agility: Subash’s Role in Transforming Complex Challenges into Scalable Industry Solutions. (2023). In Nanotechnology Perceptions (pp. 1–18). Rotherham Press. https://doi.org/10.62441/nano-ntp.vi.4677

Komaragiri, V. B., & Edward, A. (2022). AI-Driven Vulnerability Management and Automated Threat Mitigation. International Journal of Scientific Research and Management (IJSRM), 10(10), 981-998.

Ganti, V. K. A. T. (2019). Data Engineering Frameworks for Optimizing Community Health Surveillance Systems. Global Journal of Medical Case Reports, 1, 1255.

Yasmeen, Z. (2019). The Role of Neural Networks in Advancing Wearable Healthcare Technology Analytics.

Vankayalapati, R. K. (2020). AI-Driven Decision Support Systems: The Role Of High-Speed Storage And Cloud Integration In Business Insights. Available at SSRN 5103815.

Puli, V. O. R., & Maguluri, K. K. (2022). Deep Learning Applications In Materials Management For Pharmaceutical Supply Chains. Migration Letters, 19(6), 1144-1158.

Sikha, V. K., Siramgari, D., Ganesan, P., & Somepalli, S. 2021, December 30. Enhancing Energy Efficiency in Cloud Computing Operations Through Artificial Intelligence. Zenodo. https://doi.org/10.5281/ZENODO.14752456.

Polineni, T. N. S., & Ganti, V. K. A. T. (2019). Revolutionizing Patient Care and Digital Infrastructure: Integrating Cloud Computing and Advanced Data Engineering for Industry Innovation. World, 1, 1252.

K. Patibandla and R. Daruvuri, "Reinforcement deep learning approach for multi-user task offloading in edge-cloud joint computing systems," International Journal of Research in Electronics and Computer Engineering, vol. 11, no. 3, pp. 47-58, 2023.

Sikha, V. K. 2022. Mastering the Cloud - How Microsoft’s Frameworks Shape Cloud Journeys. Zenodo. https://doi.org/10.5281/ZENODO.14660200.

R. Daruvuri, “Dynamic load balancing in AI-enabled cloud infrastructures using reinforcement learning and algorithmic optimization,” World Journal of Advanced Research and Reviews, vol. 20, no. 1, pp. 1327–1335, Oct. 2023, doi: 10.30574/wjarr.2023.20.1.2045.

Sikha, V. K. 2023, June 30. The SRE Playbook: Multi-Cloud Observability, Security, and Automation. Journal of Artificial Intelligence & Cloud Computing. Scientific Research and Community Ltd.

R. Daruvuri, “Harnessing vector databases: A comprehensive analysis of their role across industries,” International Journal of Science and Research Archive, vol. 7, no. 2, pp. 703–705, Dec. 2022, doi: 10.30574/ijsra.2022.7.2.0334.

Sikha, V. K. 2023. Cloud-Native Application Development for AI-Conducive Architectures. Zenodo. https://doi.org/10.5281/ZENODO.14662301.

R. Daruvuri, “An improved AI framework for automating data analysis,” World Journal of Advanced Research and Reviews, vol. 13, no. 1, pp. 863–866, Jan. 2022, doi: 10.30574/wjarr.2022.13.1.0749.

Mandala, G., Reddy, R., Nishanth, A., Yasmeen, Z., & Maguluri, K. K. (2023). AI and ML in Healthcare: Redefining Diagnostics, Treatment, and Personalized Medicine. International Journal of Applied Engineering & Technology, 5(S6).

Pandugula, C., & Yasmeen, Z. (2019). A Comprehensive Study of Proactive Cybersecurity Models in Cloud-Driven Retail Technology Architectures. Universal Journal of Computer Sciences and Communications, 1(1), 1253. Retrieved from https://www.scipublications.com/journal/index.php/ujcsc/article/view/1253

Vankayalapati, R. K. (2022). AI Clusters and Elastic Capacity Management: Designing Systems for Diverse Computational Demands. Available at SSRN 5115889.

Syed, S. (2019). Data-Driven Innovation in Finance: Crafting Intelligent Solutions for Customer-Centric Service Delivery and Competitive Advantage. Available at SSRN 5111787.

Downloads

Published

23-12-2023

How to Cite

Phanish Lakkarasu, Pallav Kumar Kaulwar, Abhishek Dodda, Sneha Singireddy, & Jai Kiran Reddy Burugulla. (2023). Innovative Computational Frameworks for Secure Financial Ecosystems: Integrating Intelligent Automation, Risk Analytics, and Digital Infrastructure. International Journal of Finance (IJFIN) - ABDC Journal Quality List, 36(6), 334-371. https://ijfin.com/index.php/ijfn/article/view/IJFIN_36_06_014

Share